Terms of Service

Effective July 28, 2026

General

  • Submitting a request does not create an insurance policy.
  • Coverage is not guaranteed.
  • Approval is not guaranteed.
  • Pricing and savings are not guaranteed.
  • Fortunate Operations is not an insurance carrier.
  • Fortunate Operations is not a government agency.
  • Licensed insurance professionals and participating agencies remain responsible for insurance recommendations and transactions.

SMS Messaging Terms

  • Program name: Fortunate Operations Final Expense Information.
  • Consumers receive messages only after providing affirmative SMS consent.
  • Messages may include request acknowledgment, requested information, qualification follow-up, appointment scheduling, reminders, and status updates related to your insurance inquiry.
  • Message frequency varies.
  • Message and data rates may apply.
  • Reply STOP to unsubscribe.
  • Reply HELP for assistance.
  • Support is available at laz@fortunateops.com and +1 954-516-2206.
  • Consent to receive SMS is not a condition of purchase.
  • Carriers are not liable for delayed or undelivered messages.
  • You must provide a valid mobile number that you control.
  • SMS consent applies only to the specific insurance-information request.
  • Mobile opt-in information will not be sold or shared for third-party marketing.

Privacy Policy

Automated and AI-Assisted Voice Calls

  • Calls relate only to your submitted insurance-information request.
  • Calls may be placed by the participating agency, licensed insurance professionals, or authorized technology and service providers.
  • Calls may use automated dialing technology or an artificial, prerecorded, or AI-generated voice.
  • Calls may include inquiry acknowledgment, qualification questions, appointment scheduling, reminders, status updates, and follow-up.
  • Call frequency varies.
  • Calling consent is not a condition of purchase.
  • Calling permission may be revoked at any time.
  • Do Not Call requests must be honored.
  • No coverage, approval, pricing, savings, appointment, or sales outcome is guaranteed.
  • You must provide a valid telephone number that you control.
  • Call-consent information will not be sold or shared for unrelated third-party marketing.